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How to Use Your Insurance Card for Gym Memberships

May 5, 2025

Did you know your health insurance might help cover your gym membership? Many insurance providers…

Did you know your health insurance might help cover your gym membership? Many insurance providers offer fitness reimbursement programs, giving members access to wellness benefits that promote physical activity. At Summit Athletic Club, we’re here to help you understand how to use your insurance card for gym memberships—and make the most of your coverage.

Check Your Insurance Benefits

The first step is to contact your insurance provider or visit their website. Look for wellness benefits, fitness reimbursements, or preventive health programs. Some popular programs include SilverSneakers®, Active&Fit®, and Renew Active®, which are often offered through Medicare Advantage or employer-sponsored plans.

Verify Summit Athletic Club Eligibility

Once you know what fitness benefits your insurance covers, check if Summit Athletic Club is included in their list of participating gyms. Many major insurance fitness programs already work with Summit, and our staff is happy to help you verify eligibility and guide you through the process.

Bring Your Insurance Card and ID

To activate your membership through insurance, bring your insurance card and a valid photo ID to the front desk. Our team will help confirm your eligibility and walk you through any paperwork required by your insurance provider.

Enjoy Full Access to Club Amenities

Once you’re enrolled, you’ll gain access to all the incredible amenities that make Summit Athletic Club more than just a gym. That includes our state-of-the-art fitness equipment, group fitness classes like High Fitness, AquaFlex, Group Power, and Yoga Burn, as well as recovery tools like the cold plunge, sauna, massage therapy, and smoothie bar.

Keep Track of Any Usage Requirements

Some insurance-based memberships require a minimum number of visits per month to remain active. Our team can help you track your attendance or provide tips to help you meet those goals—like signing up for weekly classes or scheduling gym visits into your calendar.

Don’t Miss Out on Your Benefits

Using your insurance card for gym memberships can help you stay healthy while saving money. If you’re unsure whether you qualify, stop by the front desk at Summit Athletic Club or contact us. We’re happy to assist you and ensure you’re taking full advantage of your benefits.